Private gestoria · Andorra la Vella

Your private gestoria in Andorra

Setup Andorra is a private gestoria based in Andorra la Vella. We guide people settling in the Principality: obtaining residency, forming a company, opening a bank account, finding a home, then handling accounts and tax returns once you are settled. More than 2,000 relocations supported, 5.0 from 111 Google reviews.

Tax residency

Company formation

Banking

Administrative support

Property search and sale

10+
Years of experience
2000+
Relocations
4+
Languages spoken
5,0 ★

111 Google reviews

Andorra, a dynamic economy
and an attractive tax system

A favourable tax system

Income tax and corporate tax capped at
10 %, and IGI (local VAT) at 4.5 %

A solid economy and a dynamic job market

Unemployment at just 1.5 % in 2024, and GDP per capita of €42,853

At the gates
of Europe

Two and a half hours from Toulouse and Barcelona, Andorra uses the euro but is not part of the European Union, which is why it has its own banking system.

A health system
that works, and works well

Social security covers up to 75 % of routine care and up to 90 % of hospital costs

A safe, family-friendly setting in the middle of nature

2nd safest country in the world
and 1st in Europe

Known for its very low crime rate and the calm of daily life

An exceptional
natural setting

Quick access to the mountains from every main urban area

Very close ties
with France

A large French community and French schools make settling in easier

Why choose Andorra?

An attractive tax system, in a privileged setting

Choosing Andorra means a favourable tax system in a preserved natural setting, in the heart of the Pyrenees.

Unlike Dubai, the Principality offers better air quality, a milder climate and immediate proximity to France, reachable by car without taking a plane.
A sound balance between safety, nature, mobility and tax efficiency.

Before Andorra, we look at what France can still claim from you

A move to Andorra is not judged on Andorran tax alone. It is also judged on what France keeps the right to tax once you have left. We go through these four points with you before discussing residency status, because they set the timing of your departure far more often than the Andorran paperwork does.

  • Your French tax domicile. The authorities maintain it as soon as a single criterion is met: your household, your main professional activity, or the centre of your economic interests. Leaving means detaching all three, and being able to prove it.
  • Exit tax on your shareholdings. It applies to unrealised capital gains if you hold more than €800,000 in shares, or at least 50 % of a company’s profits, after six of the last ten years as a French tax resident. The tax is written off after two years of holding, five years above €2,570,000.
  • Deferred payment, which is not automatic here. Towards an EU country it is granted as of right. Andorra has no mutual assistance agreement with France on tax recovery: deferral must be applied for, it requires a tax representative established in France and guarantees put in place before departure. This is the step that sets the date you can actually leave.
  • What France goes on taxing. Your French-source income stays taxable there: rents, French property gains, certain income from your companies. The tax treaty between France and Andorra, in force since 1 July 2015, shares out the right to tax between the two countries. It does not remove it.

This work is done with your French tax lawyer, not in their place. We raise it early and set the Andorran timetable around it, to avoid the costliest outcome: a successful move to Andorra la Vella, and a tax domicile France never considered transferred.

Entrepreneurs

Looking to start or grow your business in Andorra?

Investors

Considering investing in the Principality?

Retirees

Want to enjoy your retirement somewhere safe, peaceful and tax-efficient?

Before you talk to us, know where you stand

Five questions, two minutes. You get the residency type that matches your situation, the conditions to meet, the order of magnitude of your Andorran tax, and the next three steps. No email address required.

Tailored support to make your move to Andorra work

For more than 10 years, Setup Andorra has supported entrepreneurs, investors and families through every stage of relocation: feasibility study with an accredited tax specialist, company formation, residency application and settling into the Principality.

Based in the Principality itself, our team gives you close follow-up, comes with you to your appointments with the authorities, and stays alongside you for the long run. You move forward with a clear view, paperwork under control, and someone you can trust nearby.

Our support,
step by step

01

A first conversation to assess whether your project works

This first meeting with Virginie or Pierre lets us look together at whether your project is workable, so we can propose the support that fits your needs and spare you the common mistakes.

02

A meeting with a tax lawyer

We put you in touch with a tax specialist to assess the tax risk in your country of departure and the legal feasibility in your country of arrival.

03

Support with Andorran banks to open a personal or business account

We help you choose the bank and put together the file needed to open your personal or business account in Andorra.

04

Preparing the company formation
and/or immigration file

For active residents setting up a business, we handle the company formation, which must come before your residence permit application. For passive residents, once the file is complete we arrange your immigration appointment and come with you.

05

Help settling into the Principality

Removals, insurance, doctor, household staff, schools

What you get in 30 minutes

The first consultation is free. You leave with the residency status that matches your situation and the reason the others are ruled out, the list of documents to gather with realistic timings, the budget for your move including fees and deposits, and what still needs checking in your country of departure.

What it is not: a sales pitch at the end of which you still have no answer.

2,000 relocations supported, 10 years in the Principality, 4 languages spoken, 5.0 from 111 Google reviews

The story of Virginie Hergel,
founder of Setup Andorra

Founder and CEO of Setup Andorra, Virginie Hergel puts listening, closeness and trust at the heart of every engagement. For more than 10 years, Setup Andorra has guided entrepreneurs, investors and families as they settle in the Principality, with one aim throughout: to make every project clearer, simpler and calmer.

A team that listens
from the first conversation

From your first contact, Virginie and Pierre will look after you, assess your project and point you towards the right level of support.

Virginie Hergel

Founder & CEO

Immigration, banking, property

Carina Cadena

Head of immigration services

Pierre Aguy

Relocation adviser

Fabian De Sousa

Administrative assistant

“A successful relocation means leaving your country of departure properly, so you arrive properly in your new one…”

Virginie Hergel

A gestoria is what comes after the move

Getting residency takes a few months. Keeping it in order takes years. We handle your accounts, your IGI and corporate tax returns, your income tax return, your CASS registration and that of your employees. One point of contact, the same one year after year.

Set up your company

For entrepreneurs, forming a company in Andorra is an essential step towards active residency.

Setup Andorra coordinates both procedures with international partners, to keep your project coherent, make your file solid and simplify your move to the Principality, with no conflict of interest.

Get your property investment right

Investing in Andorran property is within reach, provided you understand the legal and tax rules and the specifics of IGI, the local consumption tax.

Through its partner estate agency Andorra Signature, Virginie Hergel supports you at every stage, so your project is secure, the applicable obligations are anticipated, and the odds are on your side.

Sell your business with peace of mind

Looking to sell your business in Andorra?

Setup Andorra supports you through preparation, valuation and introductions to potential buyers, for a clear and secure transaction.

Take over a company
already trading

Thinking of taking over a business already established in Andorra?

Setup Andorra identifies and sources companies that match your objectives, and supports you through the analysis and completion of the acquisition.

Before you come, see what is said about it on video

What changes in 2026, what France can still claim from you, and the other side of the picture, unfiltered

Our channel has 300 videos and more than 7,400 subscribers. You will find there the answers we give in meetings, put the same way: what has changed in the law, what your country of departure can still claim from you, and what does not work in Andorra once you live there.

On vous ment sur Andorre 6:54
You are being lied to about Andorra, so that you stay in France
L’envers du décor en Andorre 1:22:12
The other side of the picture in Andorra, told unfiltered
Andorre 2026 : ce qui change 5:13
Andorra 2026: what changes for expatriates
Le fisc français après le départ 5:14
Think you have left? The French tax office will say otherwise

Our advice for a successful
move to Andorra

Because a good decision always starts with good information, our experts share their advice to guide you step by step towards a calm relocation.

Your feedback

5.0 from 111 Google reviews

Madame Virginie hergel et très agréable et disponible rapidement elle m’a bien expliqué et conseille je la remercie et la conseil a 100%
Fred 666
Je recommande vivement ! pour des infos sérieuses, concrètes, réactivité ! Merci à Virginie pour son professionnalisme et ses conseils dans l’orientation et prise de décision selon les objectifs de chacun.
Gilles-Olivier Gamichon
Je tenais à remercier toute l’équipe de Setup Andorra pour leur suivi, leur sérieux et leur professionnalisme. Une équipe très humaine, toujours disponible, réactive et à l’écoute. L’accompagnement a été clair, fluide et rassurant tout au long du projet. Je ne peux que les recommander si vous envisagez de vous installer en Andorre
Ulrich Vallée
Une grande valeur dans les explications apportées. Droit au but, des conseils vraiment pertinents. Je me sens en confiance avec cette entreprise.
Resolve By Seb
Nous avons eu une excellente expérience avec Setupandorra grâce à Virginie Hergel. Sa grande ouverture dans l’échange, ses conseils clairs et avisés ainsi que sa spontanéité nous ont immédiatement mis en confiance. Virginie prend vraiment le temps d’écouter et de guider avec professionnalisme mais aussi chaleur humaine. Merci pour cet accompagnement précieux — je recommande vivement !
Bart Kyndt
Je remercie Virginie pour son professionnalisme, sa disponibilité, et surtout pour ses précieux conseils. Vous pouvez la consulter en toute confiance contrairement à d’autres sociétés. Ce n’est pas une vendeuse de rêves mais une vrai professionnelle qui sera vous accompagner dans votre projet.
Vincent LLOBREGAT
Société très professionnel avec des conseils personnalisés. Merci à Virginie pour sa disponibilité.
Ahmed NEDDER
Virginie est très disponible pour vous apporter les informations claires au travers de tous ses médias : contacts téléphoniques, site internet et vidéo youtube. Un partenaire compétent qui inspire confiance pour l’expatriation en Andorre !
CAYLA Cédric
Rendez-vous très utile et professionnel avec Virginie et son équipe ! Échange très clair et complet, qui m’a permis d’y voir beaucoup plus clair sur les étapes et points à anticiper pour une expatriation en Andorre.
Etienne R
Très bon échange avec Virginie qui a su m’aiguiller et me conseiller sur les choses à mettre en place pour arriver et m’ancrer en Andorre de la meilleure des façons possible. Beaucoup de transparence et d’honnêteté, je recommande fortement !
Maxence Pecquet

We open
the doors of Andorra to you

Let us take stock together, so you get clear direction and avoid the common mistakes. This is a first conversation to lay the groundwork for your project, openly.

Choosing Andorra

Une fiscalité attractive, dans un cadre privilégié

Choosing Andorra means enjoying advantageous taxation in an unspoilt natural setting, in the heart of the Pyrenees.

Advantageous taxation

Income and corporate tax capped at 10 %, and VAT (IGI) at 4.5 %

A solid economyUnemployment at 1.5 %
Gateway to Europe2 h 30 from Toulouse
High-performing healthcare75 % of routine care covered

Your situation

We support you according to your project

What sets us apart

Tailor-made support for a successful move

The team Setup Andorra

For more than 10 years, Setup Andorra has supported entrepreneurs, investors and families at every stage of their relocation.

  • Based in the PrincipalityWe accompany you to your appointments with the authorities.
  • Formalities under controlFeasibility study with an accredited tax adviser, company, residence.
  • A trusted contactClose follow-up, by your side for the long term.

The method

Our support, step by step

  1. 01 A first conversation With Virginie or Pierre, to examine the feasibility of your project together.
  2. 02 A meeting with a tax lawyer Analysis of the tax risk in your country of departure and legal feasibility in the destination country.
  3. 03 Opening a bank account Choosing the Andorran bank and building the file.
  4. 04 Company formation and immigration Required before applying for active residency.
  5. 05 Settling into the Principality Moving, insurance, doctors, schools, household staff.

Services

What we do for you

The team

A team that listens from the very first conversation

Virginie Hergel
Virginie HergelFounder & CEOImmigration, banking, property
Carina Cadena
Carina CadenaHead of immigration services
Pierre Aguy
Pierre AguyRelocation adviser
Fabian De Sousa
Fabian De SousaAdministrative assistant

Un projet d’expatriation réussi, c’est bien quitter son pays de départ pour bien arriver dans son pays d’accueil.

Virginie Hergel, Founder

They trust us

Your reviews, and the press

5,0★★★★★

100+ Google reviews
Un accompagnement professionnel, un service irréprochable et des démarches claires, sans zones d’ombre.

In the press

Le Parisien M6 Forbes L’Est Républicain Diari d’Andorra

We open the doors of Andorra to you

Prêt à vous installer en Andorra ?

Let’s take stock together so we can guide you clearly and help you avoid common mistakes. A first conversation to lay the foundations of your project, in complete transparency.

Let us talk about your project
Scroll to Top
Let's talk about your project