{"id":735,"date":"2020-11-03T14:36:21","date_gmt":"2020-11-03T13:36:21","guid":{"rendered":"https:\/\/dev.setupandorra.com\/\/?page_id=735"},"modified":"2026-05-27T11:56:23","modified_gmt":"2026-05-27T09:56:23","slug":"health-and-social-security-system","status":"publish","type":"page","link":"https:\/\/setupandorra.com\/en\/live\/health-and-social-security-system\/","title":{"rendered":"Social Security (CASS) and healthcare in Andorra"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"735\" class=\"elementor elementor-735 elementor-249\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f5ebb75 e-flex e-con-boxed e-con e-parent\" data-id=\"2f5ebb75\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c415c97 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"3c415c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">living<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37de940b elementor-widget elementor-widget-heading\" data-id=\"37de940b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Social Security (CASS) and healthcare in Andorra<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-254d7507 e-flex e-con-boxed e-con e-parent\" data-id=\"254d7507\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b3809c7 e-con-full e-flex e-con e-child\" data-id=\"b3809c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e2af5e8 elementor-view-stacked elementor-widget-mobile__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"7e2af5e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-user-friends\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t10+\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tYears of experience\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3703479b elementor-view-stacked elementor-widget-mobile__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"3703479b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-globe-americas\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t2000+\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSettlements\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2af6a89e elementor-view-stacked elementor-widget-mobile__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2af6a89e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t24\/7+\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPersonalized support\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50b5da48 elementor-view-stacked elementor-widget-mobile__width-initial elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"50b5da48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-users\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t100%\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCustomer satisfaction\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30257ccf e-flex e-con-boxed e-con e-parent\" data-id=\"30257ccf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d1fd725 elementor-widget elementor-widget-text-editor\" data-id=\"4d1fd725\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p>During a project of expatriation in Andorra, there is inevitably the question of social security coverage in case of illness and in case of the access to healthcare. What are the healthcare and social security systems (CASS) in Andorra? Are foreign residents protected by the system? What are the reimbursement rates for expenses incurred to treat each family member? Here is the answer to all these questions.<\/p>\n\n<h2>Healthcare and social security in Andorra<\/h2>\n\n<p>Healthcare and social security issues in Andorra are based on a simplified and centralized system that is very efficient. In this case, only one organization is in charge of regulating all the social and health insurance schemes in the country: CASS, Andorran Social Security Fund (Caixa Andorrana de Seguretat Social).<\/p>\n\n<h3>General Functioning of the Healthcare and Social Security System (CASS) in Andorra<\/h3>\n\n<p>If you plan to live in Andorra, bear in mind that it is this social security organization (CASS) that manages the reimbursement of expenses resulting from medical and hospital expenses.<\/p>\n\n<p>Membership in the Social Security Fund (CASS) is compulsory in Andorra for all employees who exercise a professional activity and for the vast majority of residents.<\/p>\n\n<h4>CASS, social security and health coverage in Andorra: 2 divisions<\/h4>\n\n<p>The social security and health insurance scheme in Andorra is divided into two distinct branches:<\/p>\n\n<ul>\n<li>the general branch: it concerns the sector of general reimbursement benefits and others such as those related to maternity, paternity, incapacity for temporary work, etc .;<\/li>\n<li>the retirement branch: it concerns the management of retirement and widowhood pensions.<\/li>\n<\/ul>\n\n<h3>Amount of contributions and coverage of health expenses<\/h3>\n\n<h4>Contributions<\/h4>\n\n<p>The amount of health and social security contributions in Andorra is as follows:<\/p>\n\n<ul>\n<li>employers and employees: levy from 5.5% to 10.5% of salary. Since the average amount is set by the country\u2019s authorities at 14.5% of the income, it is the employer who is obliged to pay the difference of between 4% and 9% of the salary of his employees;<\/li>\n<li>entrepreneurs and business leaders: 20% to 25% of the average monthly salary in the Principality. The latter is calculated from taking into account the income of all workers in the Principality affiliated to the CASS.<\/li>\n<\/ul>\n\n<h4>Refunds<\/h4>\n\n<p>The CASS, the only healthcare and social security organization in Andorra, covers health costs at a rate of between 75% and 100% of expenditure, depending on the case.<\/p>\n\n<p>In more detail, here is a range of reimbursements for fees related to contracted health services:<\/p>\n\n<ul>\n<li>75% of general health expenses (drugs, doctor). Possibility of 100% coverage by subscribing to a complementary mutual;<\/li>\n<li>90% of hospitalization costs;<\/li>\n<li>100% of the costs incurred in the event of an accident at the workplace or a work-related illness.<\/li>\n<\/ul>\n\n<p>If your health expenditure in Andorra is made with services not authorized by the CASS and the Andorran authorities, reimbursements are set at 33% of the amount committed.<\/p>\n\n<h2>Living in Andorra: the CASS system<\/h2>\n\n<p>The CASS, the Andorran Social Security, was created in 1968. It currently covers more than 90% of the population living in Andorra.<\/p>\n\n<p>The law applied since 1 November 2009 in the field of health and social security in Andorra defines a legal framework, with regard to contribution requirements and reimbursement rates. It is the result of a long-term reflection on the rationalization of health practices and costs in Andorra.<\/p>\n\n<p>The CASS is indeed a very important element of the Principality\u2019s public system. It certifies to residents of the country and to those who have made the choice to live in Andorra the assurance of medical care.<\/p>\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile\">\n<figure class=\"wp-block-media-text__media\"><img decoding=\"async\" class=\"wp-image-562\" src=\"https:\/\/setupandorra.com\/\/wp-content\/uploads\/2020\/11\/set-up-cass-1024x597.jpg\" alt=\"set up cass\" \/><\/figure>\n<div class=\"wp-block-media-text__content\">\n<h3>Living in Andorra: excellent infrastructure and an internationally thought-out health policy<\/h3>\n\n<p>In addition to its strong social security organization, Andorra also builds the reputation of its health system on the quality of its hospitals, its medical equipment and the signing of international agreements with its European partners.<\/p>\n<\/div>\n<\/div>\n\n<h4>Emergency: Useful telephone numbers if you are going to live in Andorra<\/h4>\n\n<p>In the health system in Andorra, medical centers, particularly useful in case of first aid, are established in all parishes. You can contact them in case of emergency.<\/p>\n\n<ul>\n<li>Escaldes: +376 861 098<\/li>\n<li>Andorra la Vella: +376 808 942<\/li>\n<li>Sant Julia de Loria: +376 843 243<\/li>\n<li>Encamp: +376 831 711<\/li>\n<li>Pas de la Casa: +376 755 350<\/li>\n<li>Canillo: +376 851 050<\/li>\n<li>La Massana: +376 837 430<\/li>\n<li>Ordino: +376 747 025<\/li>\n<li>Santa Coloma: +376 725 636<\/li>\n<li>Hospital \u00abNostra Senyora de Meritxell\u00bb: +376 871 000<\/li>\n<\/ul>\n\n<p>In all cases, in extreme urgency, dial 118.<\/p>\n\n<h3>France \/ Andorra Accords<\/h3>\n\n<p>On 12 December, 2000, a social security agreement was concluded between the French Republic and the Principality of Andorra. It aims to cover the maximum number of people in the field of health and social protection.<\/p>\n\n<p>This convention specifies that individuals are subject to the social security system of the State in whose territory they are active. It relates to :<\/p>\n\n<ul>\n<li>employed and self-employed persons, regardless of their nationality, exercising or having exercised a professional activity in one of the two territories;<\/li>\n<li>insured persons without activity, regardless of their nationality;<\/li>\n<li>active and retired civil servants.<\/li>\n<\/ul>\n\n<p>The branches subject to the Franco-Andorran Convention on health and social protection are as follows:<\/p>\n\n<ul>\n<li>sickness and maternity,<\/li>\n<li>accidents at work and occupational diseases,<\/li>\n<li>Invalidity and death,<\/li>\n<li>old age,<\/li>\n<li>various family benefits.<\/li>\n<\/ul>\n\n<blockquote class=\"wp-block-quote\">\n<p>Do not hesitate to contact Set Up, Private Concierge in Andorra, if you want more information about the health and social security system (CASS) in Andorra.<\/p>\n<\/blockquote>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d26c12e e-flex e-con-boxed e-con e-parent\" data-id=\"1d26c12e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6469a582 e-con-full e-flex e-con e-child\" data-id=\"6469a582\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e980d2d elementor-widget elementor-widget-heading\" data-id=\"3e980d2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Let's talk about your project<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e9e0157 elementor-widget elementor-widget-text-editor\" data-id=\"4e9e0157\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Let\u2019s take a moment together so we can clearly guide you and help you avoid common mistakes. This is an initial discussion to lay the groundwork for your project, with complete transparency.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59bd0211 elementor-widget elementor-widget-button\" data-id=\"59bd0211\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/setupandorra.com\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Free Consultation!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-525c9266 e-grid e-con-boxed e-con e-parent\" data-id=\"525c9266\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-716f50cb e-con-full e-flex e-con e-child\" data-id=\"716f50cb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-430a2b1a elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"430a2b1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tContact us by phone or WhatsApp\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t+376 331 586\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65c8deb6 e-con-full e-flex e-con e-child\" data-id=\"65c8deb6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5fb2a22f elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"5fb2a22f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tContact us by email\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tvirginiehergel@setupandorra.com\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c9d7cfe e-con-full e-flex e-con e-child\" data-id=\"5c9d7cfe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38d61f02 elementor-view-stacked elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"38d61f02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-marker-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 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a project of expatriation in Andorra, there is inevitably the question of social security coverage in case of illness and in case of the access to healthcare. What are the healthcare and social security systems (CASS) in Andorra? Are foreign residents protected by the system? What are the reimbursement rates for expenses incurred to treat each family member? Here is the answer to all these questions.<\\\/p>\\n\\n<h2>Healthcare and social security in Andorra<\\\/h2>\\n\\n<p>Healthcare and social security issues in Andorra are based on a simplified and centralized system that is very efficient. In this case, only one organization is in charge of regulating all the social and health insurance schemes in the country: CASS, Andorran Social Security Fund (Caixa Andorrana de Seguretat Social).<\\\/p>\\n\\n<h3>General Functioning of the Healthcare and Social Security System (CASS) in Andorra<\\\/h3>\\n\\n<p>If you plan to live in Andorra, bear in mind that it is this social security organization (CASS) that manages the reimbursement of expenses resulting from medical and hospital expenses.<\\\/p>\\n\\n<p>Membership in the Social Security Fund (CASS) is compulsory in Andorra for all employees who exercise a professional activity and for the vast majority of residents.<\\\/p>\\n\\n<h4>CASS, social security and health coverage in Andorra: 2 divisions<\\\/h4>\\n\\n<p>The social security and health insurance scheme in Andorra is divided into two distinct branches:<\\\/p>\\n\\n<ul>\\n<li>the general branch: it concerns the sector of general reimbursement benefits and others such as those related to maternity, paternity, incapacity for temporary work, etc .;<\\\/li>\\n<li>the retirement branch: it concerns the management of retirement and widowhood pensions.<\\\/li>\\n<\\\/ul>\\n\\n<h3>Amount of contributions and coverage of health expenses<\\\/h3>\\n\\n<h4>Contributions<\\\/h4>\\n\\n<p>The amount of health and social security contributions in Andorra is as follows:<\\\/p>\\n\\n<ul>\\n<li>employers and employees: levy from 5.5% to 10.5% of salary. Since the average amount is set by the country\\u2019s authorities at 14.5% of the income, it is the employer who is obliged to pay the difference of between 4% and 9% of the salary of his employees;<\\\/li>\\n<li>entrepreneurs and business leaders: 20% to 25% of the average monthly salary in the Principality. The latter is calculated from taking into account the income of all workers in the Principality affiliated to the CASS.<\\\/li>\\n<\\\/ul>\\n\\n<h4>Refunds<\\\/h4>\\n\\n<p>The CASS, the only healthcare and social security organization in Andorra, covers health costs at a rate of between 75% and 100% of expenditure, depending on the case.<\\\/p>\\n\\n<p>In more detail, here is a range of reimbursements for fees related to contracted health services:<\\\/p>\\n\\n<ul>\\n<li>75% of general health expenses (drugs, doctor). Possibility of 100% coverage by subscribing to a complementary mutual;<\\\/li>\\n<li>90% of hospitalization costs;<\\\/li>\\n<li>100% of the costs incurred in the event of an accident at the workplace or a work-related illness.<\\\/li>\\n<\\\/ul>\\n\\n<p>If your health expenditure in Andorra is made with services not authorized by the CASS and the Andorran authorities, reimbursements are set at 33% of the amount committed.<\\\/p>\\n\\n<h2>Living in Andorra: the CASS system<\\\/h2>\\n\\n<p>The CASS, the Andorran Social Security, was created in 1968. It currently covers more than 90% of the population living in Andorra.<\\\/p>\\n\\n<p>The law applied since 1 November 2009 in the field of health and social security in Andorra defines a legal framework, with regard to contribution requirements and reimbursement rates. It is the result of a long-term reflection on the rationalization of health practices and costs in Andorra.<\\\/p>\\n\\n<p>The CASS is indeed a very important element of the Principality\\u2019s public system. It certifies to residents of the country and to those who have made the choice to live in Andorra the assurance of medical care.<\\\/p>\\n\\n<div class=\\\"wp-block-media-text alignwide is-stacked-on-mobile\\\">\\n<figure class=\\\"wp-block-media-text__media\\\"><img class=\\\"wp-image-562\\\" src=\\\"https:\\\/\\\/setupandorra.com\\\/\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/set-up-cass-1024x597.jpg\\\" alt=\\\"set up cass\\\" \\\/><\\\/figure>\\n<div class=\\\"wp-block-media-text__content\\\">\\n<h3>Living in Andorra: excellent infrastructure and an internationally thought-out health policy<\\\/h3>\\n\\n<p>In addition to its strong social security organization, Andorra also builds the reputation of its health system on the quality of its hospitals, its medical equipment and the signing of international agreements with its European partners.<\\\/p>\\n<\\\/div>\\n<\\\/div>\\n\\n<h4>Emergency: Useful telephone numbers if you are going to live in Andorra<\\\/h4>\\n\\n<p>In the health system in Andorra, medical centers, particularly useful in case of first aid, are established in all parishes. You can contact them in case of emergency.<\\\/p>\\n\\n<ul>\\n<li>Escaldes: +376 861 098<\\\/li>\\n<li>Andorra la Vella: +376 808 942<\\\/li>\\n<li>Sant Julia de Loria: +376 843 243<\\\/li>\\n<li>Encamp: +376 831 711<\\\/li>\\n<li>Pas de la Casa: +376 755 350<\\\/li>\\n<li>Canillo: +376 851 050<\\\/li>\\n<li>La Massana: +376 837 430<\\\/li>\\n<li>Ordino: +376 747 025<\\\/li>\\n<li>Santa Coloma: +376 725 636<\\\/li>\\n<li>Hospital \\u00abNostra Senyora de Meritxell\\u00bb: +376 871 000<\\\/li>\\n<\\\/ul>\\n\\n<p>In all cases, in extreme urgency, dial 118.<\\\/p>\\n\\n<h3>France \\\/ Andorra Accords<\\\/h3>\\n\\n<p>On 12 December, 2000, a social security agreement was concluded between the French Republic and the Principality of Andorra. It aims to cover the maximum number of people in the field of health and social protection.<\\\/p>\\n\\n<p>This convention specifies that individuals are subject to the social security system of the State in whose territory they are active. It relates to :<\\\/p>\\n\\n<ul>\\n<li>employed and self-employed persons, regardless of their nationality, exercising or having exercised a professional activity in one of the two territories;<\\\/li>\\n<li>insured persons without activity, regardless of their nationality;<\\\/li>\\n<li>active and retired civil servants.<\\\/li>\\n<\\\/ul>\\n\\n<p>The branches subject to the Franco-Andorran Convention on health and social protection are as follows:<\\\/p>\\n\\n<ul>\\n<li>sickness and maternity,<\\\/li>\\n<li>accidents at work and occupational diseases,<\\\/li>\\n<li>Invalidity and death,<\\\/li>\\n<li>old age,<\\\/li>\\n<li>various family benefits.<\\\/li>\\n<\\\/ul>\\n\\n<blockquote class=\\\"wp-block-quote\\\">\\n<p>Do not hesitate to contact Set Up, Private Concierge in Andorra, if you want more information about the health and social security system (CASS) in Andorra.<\\\/p>\\n<\\\/blockquote>\\n\",\"display_condition_list\":[{\"display_condition_login_status\":\"subscriber\",\"_id\":\"b85be62\"}]},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false},{\"id\":\"1d26c12e\",\"elType\":\"container\",\"settings\":{\"flex_direction\":\"column\",\"boxed_width\":{\"unit\":\"px\",\"size\":1200,\"sizes\":[]},\"flex_align_items\":\"flex-end\",\"background_background\":\"classic\",\"background_image\":{\"id\":11679,\"url\":\"https:\\\/\\\/setupandorra.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/contact-setup-andorra.webp\",\"alt\":\"contact setup andorra\",\"source\":\"library\",\"size\":\"\"},\"background_repeat\":\"no-repeat\",\"background_size\":\"cover\",\"background_overlay_background\":\"gradient\",\"background_overlay_color_stop\":{\"unit\":\"%\",\"size\":74,\"sizes\":[]},\"background_overlay_color_b_stop\":{\"unit\":\"%\",\"size\":47,\"sizes\":[]},\"background_overlay_gradient_angle\":{\"unit\":\"deg\",\"size\":184,\"sizes\":[]},\"background_overlay_opacity\":{\"unit\":\"px\",\"size\":0.24,\"sizes\":[]},\"padding\":{\"unit\":\"px\",\"top\":\"60\",\"right\":\"40\",\"bottom\":\"60\",\"left\":\"40\",\"isLinked\":false},\"__globals__\":{\"background_overlay_color\":\"globals\\\/colors?id=astglobalcolor2\",\"background_overlay_color_b\":\"globals\\\/colors?id=astglobalcolor2\"},\"padding_tablet\":{\"unit\":\"px\",\"top\":\"80\",\"right\":\"32\",\"bottom\":\"80\",\"left\":\"32\",\"isLinked\":false},\"padding_mobile\":{\"unit\":\"px\",\"top\":\"64\",\"right\":\"24\",\"bottom\":\"64\",\"left\":\"24\",\"isLinked\":false},\"display_condition_list\":[{\"display_condition_login_status\":\"subscriber\",\"_id\":\"6f9c81c\"}]},\"elements\":[{\"id\":\"6469a582\",\"elType\":\"container\",\"settings\":{\"content_width\":\"full\",\"width\":{\"unit\":\"%\",\"size\":50,\"sizes\":[]},\"padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"flex_gap_mobile\":{\"column\":\"0\",\"row\":\"15\",\"isLinked\":false,\"unit\":\"px\",\"size\":0},\"display_condition_list\":[{\"display_condition_login_status\":\"subscriber\",\"_id\":\"c02598a\"}]},\"elements\":[{\"id\":\"3e980d2d\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"title\":\"Let's talk about your project\",\"__globals__\":{\"title_color\":\"globals\\\/colors?id=astglobalcolor5\"},\"display_condition_list\":[{\"display_condition_login_status\":\"subscriber\",\"_id\":\"dea7e18\"}]},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"4e9e0157\",\"elType\":\"widget\",\"settings\":{\"content_width\":\"full\",\"editor\":\"<p>Let\\u2019s take a moment together so we can clearly guide you and help you avoid common mistakes. 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